Payment Policy
Last Updated: 3 November 2026
At Wear and Watch, we are committed to providing our customers with a secure, convenient, and transparent payment experience when shopping through our website.
This Payment Policy explains the payment methods we accept, how transactions are processed, which currencies are available, and what customers can do if they experience payment-related issues.
1. Accepted Payment Methods
We use secure Shopify payment services to process online transactions safely and efficiently.
Customers may be able to make payments using major debit and credit cards, including:
- American Express (Amex)
- Diners Club
- Discover
- Maestro
- Mastercard
- UnionPay
- Visa
The payment methods available at checkout may vary depending on your location, payment provider, card eligibility, and other requirements.
Customers in the United Kingdom and United States will see the available payment options during checkout.
All payment information is handled through the applicable secure payment processing systems.
Wear and Watch does not intentionally store or have access to complete debit or credit card details.
2. Digital Wallet Payments
For a faster and more convenient checkout experience, we may also support digital payment methods such as:
- Shop Pay
- Apple Pay
- Google Pay
The availability of these payment options may vary depending on your country, device, browser, payment provider, and eligibility requirements.
Available digital wallet options will be displayed during checkout.
3. Currency
Wear and Watch offers shopping in the following currencies based on the selected shopping market:
- United Kingdom: British Pounds Sterling (GBP £)
- United States: United States Dollars (USD $)
Customers will be charged in the currency displayed at checkout.
The total amount payable, including applicable taxes and shipping charges, will be displayed before the purchase is completed.
We aim to ensure that prices are presented clearly and consistently for customers shopping in either country.
4. Secure Payment Processing
We take the security of customer payments seriously.
Transactions are processed through Shopify’s payment technology and the applicable payment providers using security measures designed to help protect personal and financial information during checkout.
Sensitive payment information, including:
- Complete debit or credit card numbers
- CVV or security codes
is handled through the relevant payment processing systems rather than being intentionally stored by Wear and Watch.
Additional security procedures, such as payment authentication or 3D Secure, may be applied where supported and required by the payment provider.
5. Payment Confirmation
Once your payment has been successfully completed:
- You will receive an order confirmation email.
- Your order will proceed to the processing stage.
- A payment or transaction confirmation may also be provided through your selected payment method.
If you do not receive your order confirmation email, please check your Spam or Junk folder first.
If you still cannot locate it, please contact our customer support team for assistance.
6. Failed Payments
If your payment is unsuccessful, we recommend that you:
- Carefully check your card details.
- Ensure sufficient funds or available credit.
- Confirm with your bank or card issuer that the transaction is authorised.
- Check whether your card is enabled for online transactions.
- Try another available payment method or card.
If the problem continues, please contact your bank or our customer support team for further assistance.
7. Duplicate Charges and Pending Transactions
In some cases, your bank or payment provider may place a temporary authorisation hold on your account.
Pending transactions are not necessarily completed charges and may be released automatically within a few business days, depending on your financial institution.
If you believe you have been charged more than once or an incorrect payment has been taken, please contact us with your order number and relevant payment details.
We will review the transaction and, where a duplicate charge is confirmed, assist with arranging an appropriate refund.
8. Payment Gateway and Checkout Issues
Occasionally, temporary technical interruptions may occur during the checkout process.
These may include:
- Checkout errors
- Payment page loading problems
- Failed payment attempts
- Problems completing a transaction
- Temporary payment gateway interruptions
If you experience any of these issues, please wait a few minutes, refresh the page, and try again.
Before attempting another payment, check whether your previous transaction was completed or is still pending to help avoid duplicate payment attempts.
If the issue continues, please contact our customer support team.
9. Security and Fraud Prevention
To help protect our customers and our business, certain transactions may require additional verification before payment or order fulfilment can be completed.
Wear and Watch may:
- Review transactions that appear unusual or high-risk.
- Request additional verification where reasonably necessary.
- Decline or cancel transactions where there are reasonable concerns regarding fraud, unauthorised activity, or payment security.
These measures are intended to help maintain a secure shopping environment for all customers.
If an order is cancelled after payment has been received, any applicable refund will generally be returned to the original payment method, subject to the circumstances of the transaction and applicable law.
10. Transparent Pricing and Fees
We aim to maintain clear and transparent pricing throughout the purchasing process.
The total amount payable will be displayed at checkout before you complete your purchase, including applicable taxes, shipping charges, and other required costs.
Wear and Watch does not intentionally add hidden payment processing fees.
Any applicable payment surcharge will be disclosed before payment and handled in accordance with relevant consumer protection laws and payment network requirements in the United Kingdom and United States.
Depending on your bank, card issuer, or payment provider, additional charges may apply, including:
- Currency conversion fees
- International transaction fees
- Banking or account service charges
These charges are determined by your financial institution or payment provider and are outside our control.
For example, if your payment account uses a currency different from the transaction currency, your bank may apply its own exchange rate or international transaction fee.
11. Payment Policy Updates
Wear and Watch may update or revise this Payment Policy from time to time to reflect changes in payment services, available payment methods, business practices, or applicable legal requirements.
Any updated version will be published on this page together with the revised Last Updated date.
Contact Us
If you have questions about payments, billing, transaction confirmations, or checkout issues, please contact our customer support team.
Business Name: Wear and Watch
Business Address: 105 Ashfield St, London E1 2HA, United Kingdom
Phone: +44 7718 908423
Customer Support Email: info@wearandwatch.shop
Live Chat: Available during business hours
Customer Service Hours: Monday – Friday | 9:00 AM – 5:00 PM UK Time
Website: https://wearandwatch.shop/